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Cutting the Cable Wire

Cut the Cable out

For the past year and half my family has lived without cable which to some people seems crazy but for our family it was an unnecessary added bill. When I was looking at ways to cut costs in our budget, the cable bill just killed me because we paid over $130 for internet and cable. We didn’t watch a 1/4 of the channels! Oh and our Internet was at the slowest speed so we went through constant buffering and delays.

We live in a day and age where you can’t live without internet. I need internet for blogging and business and Danyella’s homeschooling is half done through an online program. Plus, we stream Netflix and Hulu to fulfill our desire to watch something on TV. Which before we cut the cable, we were mainly streaming our shows on an app instead of watching live tv.

Paying over $130 for cable we barely watch and Internet that moved at snail speed just was not ok for me and for our budget. So me being me, I set out and did research with LOTS of notes. I looked at how much it costs for different scenarios to keep our internet and streaming services.

Since our area is limited (due to a stupid 15 year or some outrageous number contract with a specific company) to only one cable and internet company, our options were meek but doable. To go with just the internet package from our cable company, they offer 4 plans starting with the craptastic $45 Plan that is recommended for less than 3 devices in the home. Then, there are 2 middle plans for $55 and $70. Last is the Queen of the plans at $90 a month for the ultimate gaming experience. We don’t need the gaming experience so we went with the $55 plan that is good for 5 devices at once which is about right between streaming, laptops and phones going at once.

How am I watching stuff on my tv without cable? I had previously purchased an Amazon Firestick for the living room tv Danyella’s room plus our bedroom had a roku smart tv so we have streaming devices. ($35 each for the sticks and the tv was $120 at Walmart) In the long run, this was an investment well worth the month. Total out-of-pocket so far is $55 a month and $210 lifetime

Now onto our streaming apps! Netflix is a must have in our lives because I have an obsession with watching Orange is the New Black and Danyella watches Fuller House. When I say obsession… the day either of those shows come out, we get up at 3am and binge ALL DAY until we have watched all the episodes at once. Only breaks are for potty and food. Cost of our obsession is $14 a month to watch on 4 screens (sometimes we are all watching something different and take up 3 screens). An added perk that I only recently discovered is you can download movies onto your tablet or phone for free and watch them without using internet for 2 weeks. New out-of-pocket expenses: monthly $69 lifetime $120

Hulu has become our new way to watch live tv because a little over a year without watching my live sports was killing me slowly. I needed to watch my Eagles on Sundays plus there were some tv shows that I wanted to watch live and not see all the spoilers on Facebook thanks to my friends. Hulu recently came out with a live streaming package with DVR and completely revamped their app which I love! We get all the major channels like ABC, CBS and NBC plus food network, kids channels and a bunch more we don’t watch but sometimes I’ll record movies to watch later. This was worth every penny to watch the recent Superbowl (Fly Eagles Fly) and the Winter Olympics. Oh and I needed to watch the new episodes of Grey’s live before Facebook told me what happened. Only downfall of the live streaming channels is that they don’t stream any of the Hallmark channels (sometimes a girl needs a little girly romance movie binge). The new Hulu live streaming service is $40 per month. The Latest totals: Monthly $109 Lifetime $210

With eliminating our cable, upgrading our internet and using streaming apps our new total a month is $109! This saves us $36 a month which is 2 weeks worth of gas for my car or more than half of my grocery shopping budget a week!! With the Hulu live streaming we can always pause our subscription if the $40 isn’t in our budget one month or we want to use that money towards something else. Saving $36 and upgrading to a better internet package makes the changes feel worth it because we aren’t wasting money or getting frustrated with the internet.

How many of you have cut the cable cord in your homes?

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Jumping Into The World of Couponing


Let’s be honest for a moment, the cost of food and household necessities are overpriced and most families can’t afford to buy what they need without setting an extreme budget and using different ways to save. For over 18 years, I have tried to get myself into couponing but it never stuck. Time and time again, I would get myself all psyched up to get into the world of couponing. I wanted to become like all the amazing stories I would read about or hear about on tv. Even before the Extreme Couponing tv shows, I wanted to find ways to use these coupons to save my family and I as much money as I could so we can use that extra money to enjoy the fun things in life.

I am not going to lie, the thought of jumping into this couponing world does overwhelm me. I joined a local couponing group to get the heads up on deals in the area. I watch these women purchase $100s of dollars worth of products for just a few dollars. I am in complete awe when they display the pictures of all the products they just brought home and the receipt of how much they paid and saved. Now to get to be like those women and save, save, save!

When I began couponing, the only coupons I knew about were the ones in the Sunday papers but now you can print them off at home as well. One thing I do need to be vigilant about is purchasing the weekly papers for the coupons. In my area, one paper comes out on Saturday and one on Sunday that covers the best coupon inserts. There has been multiple times, I completely forgot what day it was and never purchased my papers only to watch these other women show the great sales they just got from the coupons I missed out on. Now, I set an alert on my phone to remind myself to buy my weekly papers.

In addition to the weekend paper coupons, you can print coupons from various websites including the manufacturer sites which just amazes me because in less than 20 years things have changed so much in the couponing world. Anyway I can get a coupon to save money, I will use those ways and my ink/paper to spend less money at the grocery store.

With a new baby in the house, we will be needing to purchase diapers and other baby items so finding those coupons are going to be a must. Plus, the little shopping trips to Walmart or my grocery store for those items we run out of faster like milk, bread and fresh produce the coupons can come in handy. I love when I find coupons for the halo oranges because Danyella could eat a bag all by herself!

The world of couponing, not even extreme couponing, can be intense and overwhelming to start which is why I am going to do a couple of in-depth posts about couponing to fit around your schedule and some key tips on how to save the most money on those products you need to buy over and over again. Stayed tuned to next week’s post about what essential things you need to get started with couponing.